To apply for a loan via Payday UK, you must be 18 years of age and a UK resident. You must have a valid UK bank account and a source of income. There will be other criteria specific to each direct lender. Some will offer loans to those with bad credit, while others will only lend to people with a better credit score.

Our broker matches you to the best direct lender for your circumstances, ensuring you get the best rate and deal available to you.